WHAT DOES OTOE-MISSOURIA FEDERAL UNION DO WITH YOUR PERSONAL INFORMATION?
Facts
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and account balances
- credit history and credit scores
- income and payment history
When you are no longer our member, we continue to share your information as described in this notice.
How?
All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Otoe-Missouria Federal Credit Unionchooses to share; and whether you can limit this sharing.
How does Otoe-Missouria Federal Credit Union share your information?
| Reasons we can share your personal information |
Does Otoe-Missouria Federal Credit Union Share? |
Can you limit this sharing? |
| For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus |
Yes |
No |
For our marketing purposes -
to offer our products and services to you |
Yes |
No |
| For joint marketing with other financial companies |
No |
We do not share |
| For our affiliates' everyday business purposes - information about your transactions and experiences |
No |
We do not share |
| For our affiliates' everyday business purposes – information about your creditworthiness |
No |
We do not share |
| For our nonaffiliates to market to you |
No |
We do not share |
Questions?
Call 580-453-6702 or go to otoemissouriafcu.org
Who we are
Who is providing this notice?
Otoe-Missouria Federal Credit Union
What we do
How does Otoe-Missouria Federal Credit Union protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Otoe-Missouria Federal Credit Union collect my personal information?
We collect your personal information, for example, when you:
- open an account o rpay your bills
- use your credit or debit card or apply for financing
- make deposits or withdrawals from your account
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?
Federal law gives you the right to limit only:
- sharing for affiliates' everyday business purposes – information about your creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State law and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
- Otoe-Missouria Union has no affiliates
Nonaffiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
- Otoe-Missouria Federal Credit Union does not share with our nonaffiliates so they can market to you.
Joint Marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- Otoe-Missouria Federal Credit Uniondoesnot jointly market.